April 29, 2020

Friends,


We hope that you and your families are staying strong as we all endure this difficult time. It is not easy to obey a stay-at-home order, but now there is a bit of good news …

Today, Palm Beach County, Broward County, and Miami-Dade County will be re-opening some public parks and other outdoor recreational facilities. Although the access and activities will be limited to comply with social distancing, these open spaces will be available so that we can once again enjoy Florida’s fresh air and sunshine.

Our business interruption attorneys in Plantation, Pembroke Pines and Davie are committed to helping you, your families, and your businesses navigate the legal landscape during this crisis. Our remote technological capabilities have been seamless. The courts have been operating through the ZOOM video conferencing system and we have successfully conducted hearings, depositions and mediations on ZOOM and other platforms.

COVID-19 Business Interruption Claim?

Many of you own or are affiliated with small businesses. Most small businesses have business interruption insurance coverage as part of their overall insurance portfolios. Business interruption insurance coverage protects businesses by providing compensation for business losses due to various events or occurrences.

Typically, these claims arise after a hurricane or a fire damages the physical location where the business operates.

Now, because of the COVID-19 pandemic, state and local governments are forcing businesses that the government has deemed “non-essential” to shut down. As a direct result, these small businesses (many of them family-owned) are sustaining significant business income losses.

While the government officials may view these businesses as “non-essential” there is no question that the income that these businesses generate is absolutely essential to the owners and to the employees of the business. With the forced closure of the business by the government, that income is now gone.

In many cases, this lost business income is recoverable from the insurance company that insures the business. However, we are seeing a disturbing number of claim denials by the insurance companies.

Our business income loss lawyers can help your small business in Plantation, Pembroke Pines, Davie and throughout Florida recoup this business income loss. Call us (954) 888-7720 to discuss this with us. You may also email the insurance policy to us at info@ellsleylaw.com for a free review.

We are truly grateful for your continued confidence in us and look forward to speaking with you soon.